Does Costco accept Mastercard

Does Costco Accept Mastercard? [Maybe Partially]

Love is sharing!

Does Costco accept Mastercard? is one of Costco shoppers’ many frequently asked questions.

As a unique warehouse club open to members only with the provision of a variety of goods and food items at affordable prices, Costco shoppers are likely to know if Mastercard is one of the many payment options that Costco accepts.

Costco is popular for its fantastic and affordable deals on groceries, electronics, and other items. It has more than 800 warehouse locations worldwide.

Many customers frequently ask whether or not Costco accepts Mastercard as a form of payment option.

This article will give a response to this query as well as some other related subjects.

Does Costco Accept Mastercard

does costco accepts mastercard

No, Costco does not accept Mastercard as a payment card at it warehouses, food courts, and gas stations. However, Costco accepts MasterCard at the Costco Online store ( This means if you have a MasterCard, you can only use it at Costco online.

There are many payment options accepted at Costco warehouses, including cash, checks, EBT, and Costco Shop cards, among others, but Mastercard is not one of them.

This is because Costco is in a partnership with Visa, which makes Visa the only accepted credit card at Costco.

In other words, Costco has an exclusive partnership with Visa, which is why Costco does not accept Mastercard for payment both in-store and on the website.

However, customers can still use Mastercard at other retailers and online stores.

Does Costco Gas Accept MasterCard

No, Costco Gas does not accept Mastercard. Not only does Costco doesn’t accept Mastercard at their warehouses you cannot also use it at their gas pump.

The reason Costco warehouses do not accept Mastercard is due to the policy of exclusive partnership between Costco and Visa, which mandates Costco to accept Visa cards alone, Mastercard is not accepted at Costco gas stations as a form of payment.

Only Visa credit cards, debit cards, cash, and Costco Shop Cards are accepted at Costco’s warehouses but Costco gas accepts Mastercard debit and credit cards.

Does Costco Accept MasterCard debit

Yes, Costco accepts Mastercard debit but only at its gas stations. Although Costco warehouse accepts debit cards, it does not generally accept Mastercard.

It only recognizes and accepts debit cards bearing the Visa logo. Debit cards from Mastercard are accepted.

Rest assured, customers who do not have a Visa debit card can get one or still shop at Costco warehouse using cash, checks, or a Costco Anywhere Visa Card.

Additionally, Costco also accepts Apple Pay and Google Wallet as forms of payment. However, you can shop with Costco using Mastercard debit at either its gas station or at

Why Doesn’t Costco take MasterCard

Costco does not take Mastercard because of the exclusive partnership between Costco and Visa, which was established in 2016, resulting in Costco accepting only Visa credit cards as payment cards.

This has been successful for both parties. The lower credit card processing costs of Visa cards benefit Costco.

Additionally, more people using Visa credit cards are good for Visa as a company.

Since the partnership in 2016, Costco has seen a significant increase in the number of customers using Visa credit cards for their purchases online and in-store.

This has resulted in increased revenue for both companies.

Costco Payment Methods

The following are the payment methods that can be utilized at Costco in addition to Visa credit cards: A variety of other payment methods are accepted by Costco, and these include:

  1. Debit Cards: Costco accepts Visa-branded debit cards only. This can be used just like a credit card, but the actual money is eventually taken out of customers’ checking accounts.
  2. Cash and Checks: Cash and checks are also acceptable forms of payment at Costco. Cash can be presented for purchase at any time. However, it is with the condition that only members who have been with Costco for at least 90 days are permitted to submit checks.
  3. EBT: For eligible food items, Costco accepts Electronic Benefit Transfers (EBT) as a form of payment. The EBT payment option covers WIC (Women, Infants, and Children) and SNAP (Supplemental Nutrition Assistance Program) benefits.
  4. Costco Shop Cards: This is a specific kind of gift card that can be used at Costco as a form of payment, it is called a Costco Shop Card. The Costco Shop Card can be purchased either online or at any Costco warehouse.


Can you pay Costco with Mastercard?

No, you cannot pay Costco with a Mastercard. Mastercard is not accepted at Costco as a form of payment except at its gas station. At Costco, only Visa credit cards are accepted.

However, customers can use other forms of payment, such as cash, checks, and Costco Shop Cards. It is important to check the store’s payment policies before shopping.

Why is Mastercard not accepted at Costco?

Mastercard is not accepted at Costco because Costco only accepts Visa credit cards as a result of its exclusive partnership with Visa.

The partnership, which came into effect in 2016, offers lower credit card processing costs for Costco and increased Visa credit card usage, which is advantageous to both businesses.

When did Costco stop accepting Mastercard?

Costco didn’t stop accepting Mastercard, as they have never accepted it as a form of payment in the past.

It used to be American Express in the past but since the company struck a deal with Visa, the relationship has been working and Visa has become the acceptable payment method.

This means that customers who only have a Mastercard cannot use it to make purchases at Costco, and they will need to use a Visa card or another form of payment.

However, this exclusive partnership with Visa has allowed Costco to negotiate lower transaction fees, which helps them keep their prices low.


In sum, Mastercard is not accepted as a form of payment at Costco. Costco, however, accepts debit cards, cash, checks, EBT, Costco Shop Cards, and Visa credit cards only forms of payment.

It also accepts Mastercard at its gas station. This is because Costco and Visa have an exclusive partnership.

Despite the fact that Mastercard is not accepted at Costco, there are still plenty of other ways for customers to pay, including cash, checks, EBT, debit cards with a Visa logo, and Costco Shop Cards.

Learn More

Similar Posts

Leave a Reply

Your email address will not be published. Required fields are marked *