Does Costco Accept Klarna Card?

Does Costco Accept Klarna? [Here’s What You Need to Know]

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Does Costco Accept klarna? This is one of many frequent question asked by many frequent shopper at Costco.

Perhaps Klarna is your preferred payment method for online and in-store purchases? If so, you may be wondering whether Costco accepts Klarna as a payment option too.

Costco is known for its wide range of products at discounted prices, making it a popular destination for shoppers.

However, when it comes to Costco payment methods, Costco has specific guidelines that it follows.

In this article, we’ll explore whether Costco accepts Klarna. So, if you’re curious about using Klarna at Costco, keep reading to find out more.

Does Costco Accept Klarna?

Technically yes! Since Klarna is a Visa card I believe Costco does accept it because it clearly stated on Costco website that it accept all Visa cards.

Klarna is a virtual VISA card that can be use to make purchases online directly or by adding it to your mobile payment wallet like Apple pay or Google pay.

Basically anywhere Visa card is accepted the Klarna card can also be use there and since VISA is accepted by Costco, you can shop at Costco with your Klarna card.

Costco Payment Methods

Costco accepts a variety of payment methods, including all Visa cards, the Costco Anywhere Visa® Card by Citi, most PIN-based debit/ATM cards, Costco Shop Cards, cash, personal and business checks from current Costco members, traveler’s checks, and EBT cards.

Payment MethodCostco WarehousesCostco Gas StationsCostco Food
Visa Credit CardsYesYesYesYes
Visa Debit CardsYesYesYesYes
Costco Shop CardsYesYesYesYes
EBT (Electronic Benefit Transfer)YesNoNoNo
Mobile Payment (Apple Pay, Google Pay, Samsung Pay)YesYesYesYes
American Express Credit CardsNoNoNoNo
Mastercard Credit CardsNoNoNoNo
Discover Credit CardsNoNoNoNo
Does Costco Accept Klarna?

Costco and Klarna Partnership

Does Costco Accept Klarna Card?
Does Costco Accept Klarna Card?

Costco had an exclusive partnership with Visa for its co-branded credit card program. The partnership replaced the previous arrangement with American Express.

Here are some key points regarding the partnership and its benefits for Visa cardholders:

  1. Costco Anywhere Visa® Card: The co-branded credit card offered by Costco is called the Costco Anywhere Visa Card. It is available exclusively to Costco members.
  2. Enhanced Payment Network: The partnership enables Visa cardholders to use their Costco Anywhere Visa Card at any Costco warehouse location worldwide, as well as online at
  3. Cash Back Rewards: One of the significant benefits of the Costco Anywhere Visa Card is the cash back rewards program. Cardholders earn cash back on eligible purchases made with the card. The cash back rates vary depending on the type of purchase. For example, cardholders earn cash back on eligible gas purchases, dining, travel, and Costco purchases, among others.
  4. Redemption of Cash Back Rewards: The cash back rewards earned through the Costco Anywhere Visa Card are distributed annually in the form of a reward certificate. These certificates can be redeemed at Costco warehouses towards future purchases or redeemed for cash.
  5. Additional Visa Benefits: As a Visa-branded credit card, the Costco Anywhere Visa Card also comes with additional benefits offered by Visa, such as extended warranty protection, purchase protection, and roadside assistance.

How to Use Klarna at Costco?

If you’re looking to use Klarna at Costco, here’s what you need to know.

#1. Setting up Klarna Account

The first step to using Klarna at Costco is to set up an account with Klarna. You can do this by downloading the Klarna app and following the prompts to create an account.

Once you’ve created an account, you’ll be able to see which retailers accept Klarna for payment.

#2. Using Klarna at Costco

To use Klarna at Costco, first, make sure that the item you want to purchase is eligible for Klarna payment.

Then, add the item to your cart as you normally would. At checkout, select Klarna as your payment method and follow the prompts to complete your purchase.

#3. Paying with Klarna

When you use Klarna to pay for your Costco purchase, you’ll have a few payment options.

You can choose to pay the full amount upfront, or you can choose to split your payment into four interest-free installments.

If you choose to split your payment, you’ll make your first payment at checkout and then make three more payments every two weeks.

It’s important to note that not all Costco items are eligible for Klarna payment.

Additionally, while Costco does not currently accept Klarna financing, they do offer coupons and discount codes that you can use to unlock discounts on their website.

Benefits of Using Klarna at Costco

If you’re a Costco shopper, you might be wondering if you can use Klarna to make your purchases. The answer is yes, and there are several benefits to using Klarna at Costco.

1. Interest-Free Financing

One of the biggest benefits of using Klarna at Costco is that you can take advantage of interest-free financing.

With Klarna’s “Pay in 4” option, you can split your purchase into four equal payments, with no interest or fees.

This can be a great way to make a large purchase without having to pay for it all at once.

2. Flexible Payment Options

Klarna also offers flexible payment options that can be tailored to your needs.

You can choose to pay your balance over a longer period of time, with interest, or you can pay it off all at once to avoid any interest charges.

You can also set up automatic payments to make sure you never miss a payment.

3. Security and Fraud Protection

When you use Klarna at Costco, you can feel secure knowing that your information is protected.

Klarna uses advanced encryption and security measures to keep your information safe, and they also offer fraud protection to help you if there are any unauthorized charges on your account.

Overall, using Klarna at Costco can be a great way to make your purchases more manageable and secure.

With interest-free financing, flexible payment options, and security and fraud protection, it’s no wonder why more and more people are choosing to use Klarna for their shopping needs.


Summing up the query “Does Costco Accept Klarna“. Costco does accept Klarna as a payment method in its stores or online since its a visa card.

If you are interested in using Klarna to make purchases, there are many other retailers that accept this payment method.

Some of these retailers include rue21, Vans, Anthropologie, and Aeropostale. Additionally, you can find hundreds of other stores that accept Klarna financing by visiting the Klarna website or using the Klarna app.

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